Guest post written by my buddy Bernardo Graham

Well, we are down to one income now. I was a teacher, but we decided with three kids, it was better for me to finish out this year and stay home with them. We were spending almost my whole paycheck in childcare for three. Then the little bit we had left of my paycheck was going to pay doctor bills because they were always catching things from the other kids at their preschool. Not to mention, I used so many sick days that I started having to take days with out pay. So, by the time contracts came back around to be signed for the next year, we decided it was probably going to work out the same financially, sparing me the stress of all the things that teachers have to do in a week. We also looked to see if we could make cuts on our utilities. We decided we could do without HBO/Cinemax and our TiVo. We also bundled home and cell phones with our cable. With a little research at Just Energy Offers, I found that we could save by switching energy providers so we did! Hopefully, we won’t even realize that we’re down to one income with the little changes made and no childcare expenses!